Bank untuk rakyat Malaysia,
oleh rakyat Malaysia

Misi yang teguh memerlukan sebuah pasukan yang hebat. Dengan lebih daripada 95% pekerja Malaysia terdiri daripada kedua-dua sektor teknologi dan kewangan, setiap individu berkongsi keyakinan yang sama bahawa dengan menggabungkan teknologi, pakar kewangan, dan dipandu oleh nilai teras kami, kami boleh menyediakan platform untuk memperkasakan komuniti dan memastikan kewangan perniagaan tempatan kekal berdaya tahan.

Cinta

Cinta kami kepada komuniti, bank kami, dan komitmen kami dalam inovasi yang mengubah cara hidup rakyat Malaysia.

Kuriositi

Dalam usaha mencari penyelesaian yang terbaik, kami akan terus menyuarakan soalan-soalan yang mencabar untuk memastikan anda sentiasa mendapat yang terbaik daripada setiap satu tawaran kami.

Keberanian

Kami mencabar kaedah lama dan menerima setiap cabaran atau rintangan demi membina perniagaan yang mampan dan adil untuk semua rakyat Malaysia.

Lembaga Pengarah

Datuk Zaiton Binti Mohd Hassan
Chairman, Independent Non-Executive Director

Datuk Zaiton Binti Mohd Hassan

Chairman, Independent
Non-Executive Director

Female, Malaysian

Datuk Zaiton was appointed as Independent Non-Executive Director and Chairman of GX Bank Berhad (formerly known as A5-DB Operations (M) Sdn Bhd) effective from 1 July 2022. She is also a member of Board Audit Committee, Board Risk and Compliance Committee, Board Remuneration Committee and Board Nomination Committee of the Bank.

Datuk Zaiton is a Fellow and Council Member of the Association of Chartered Certified Accountants (ACCA), United Kingdom, a member of the Malaysian Institute of Accountants, Malaysian Institute of Certified Public Accountants and was Deputy Chair of the International Federation of Accountants (IFAC) Professional Accountants in Business (PAIB) Advisory Group.

Datuk Zaiton started her career in PriceWaterhouse (now known as PricewaterhouseCoopers). She then moved into banking, including serving Malaysia’s largest bank, Maybank for 12 years in various senior positions in Treasury, International Operations and Group Strategic Planning.

She was selected by the Central Bank of Malaysia to set up the country’s second rating agency, Malaysian Rating Corporation Berhad where she was President for eight years. She is a career professional who has served as a Chairman and Board Member in the banking and plantation sectors namely, Bank Islam Malaysia Berhad, Bank Pembangunan Malaysia Berhad and Sime Darby Plantation Berhad respectively.

She had led the Board and Management of Bank Pembangunan Malaysia Berhad, assisted by the World Bank, to a new direction and strategic business model to assess projects applying for funding from the Bank using an Impact Assessment Framework, measuring impact to national development on one dimension and contribution to the achievement of the UNDP Sustainable Development Goals (SDGs) on another dimension.

She is an active member in Malaysia’s accounting fraternity. She is currently the Chief Executive Officer of a not-for-profit institution, the Malaysia Professional Accountancy Centre (MyPAC), which focuses on giving the opportunity and funding for students from underprivileged B40 families to pursue professional accountancy qualifications.

Datuk Maimoonah Binti Mohamed Hussain
Independent Non-Executive Director

Datuk Maimoonah Binti Mohamed Hussain

Independent
Non-Executive Director

Female, Singaporean

Datuk Maimoonah was appointed as Independent Non-Executive Director of GX Bank Berhad (formerly known as A5-DB Operations (M) Sdn Bhd) effective from 1 July 2022. She is currently the Chairman of the Board Audit Committee and Board Risk and Compliance Committee of the Bank.

Datuk Maimoonah is an accomplished banker with over 40 years of experience specialising in debt capital markets, structured finance, securities, asset management and investment banking. She had worked with leading global financial and banking institutions including Morgan Grenfell (Asia) Ltd, Standard Chartered Bank, Singapore and Malaysia, Affin Bank and Affin Hwang Investment Bank group, Malaysia.

Datuk Maimoonah joined the Affin Bank Group in 2003 and held various senior management positions with the latest being the Group Managing Director of Affin Hwang Investment Bank from 2014 until her retirement in 2019. She led the successful merger of Affin Investment Bank and Hwang DBS Investment Bank, exceeding all merger targets. She was instrumental in building the business and franchise, and transformed Affin Investment Bank to become one of the leading players in Malaysia, recognised as ‘Overall Best Equities House’ by Bursa Malaysia for five consecutive years. Her contributions have been recognised through various awards, notably Singapore Business Awards ‘Outstanding Chief/Senior Executive (Overseas) 2014 and World HRD Congress’ Asian CEO of the Year and Malaysian CEO with HR orientation 2019.

Datuk Maimoonah is a Chartered Banker and holds a Bachelor of Accountancy from the National University of Singapore.

Mohamad Reza Bin Abdul Mutalib
Independent Non-Executive Director

Mohamad Reza Bin Abdul Mutalib

Independent
Non-Executive Director

Male, Malaysian

Encik Mohamad Reza (“Encik Reza”) was appointed as Independent Non-Executive Director of GX Bank Berhad (formerly known as A5-DB Operations (M) Sdn Bhd) effective from 1 July 2022. He is currently the Chairman of the Board Remuneration Committee and Board Nomination Committee of the Bank. He is also a member of the Board Audit Committee.

Education and Qualification: -
● Encik Reza obtained his Bachelor’s Degree in Science (Economics) from Northeastern University, Boston, USA in 1996.
● Encik Reza obtained his Master of Arts (Economics) from Northeastern University, Boston, USA in 1997.
● Encik Reza obtained his Master of Business from the University of Newcastle, Australia in 2005.

Experience: -
● Reza began his career in equities research at Peregrine Research and later moved onto Merrill Lynch covering the transport and automotive sector. He developed direct hands on experience in the Middle East region through his work as a Regional Executive for PROTON Berhad where he rose to become the Group Head of Marketing Communications.
● Moving in the early 2000s, Reza subsequently became the General Manager of Renault Malaysia under the Tan Chong Group, wherein during his decade-long tenure there, he was also a Founder and Director of First Energy Network, laying the foundation of electric vehicle charging infrastructure in Malaysia.
● In 2015, Reza moved to Singapore to head up Subaru’s regional marketing communication activities and was also Country Head for Malaysia and Philippines for the Group.
● Reza is currently the Founder and CEO of Karrus Automotive and Lotus Karz – the sole and exclusive franchisors for Subaru and Lotus cars respectively in Malaysia. He is also the CEO of Karrus Private Garage, an entity involved in the importation and sales of multi-brand range of vehicles.
● Encik Reza was appointed to the Board of Propel Global Berhad on 1 July 2022 as an Independent Non-Executive Director and was then further appointed as Executive Chairman on 9 January 2023.

Lim Kell Jay
Non Independent Non-Executive Director

Lim Kell Jay

Non Independent
Non-Executive Director

Male, Malaysian

Encik Lim Kell Jay (“Encik Kell Jay”) was appointed as Non Independent Non-Executive Director of GX Bank Berhad (formerly known as A5-DB Operations (M) Sdn Bhd) effective from 20 February 2023. He is a member of the Board Remuneration Committee and Board Nomination Committee of the Bank.

Encik Kell Jay currently is the Regional Head of GrabFin, the fintech arm of Grab Financial Group. In this role, he is accountable for the development and execution of Grab's fintech vision of bringing financial inclusion to the 6 in 10 Southeast Asians who are under-served. GrabFin consists of payments, lending, insurance, and rewards. His previously held positions in Grab include Head, Grab Financial Group Singapore, Regional Head of Merchants, Regional Head of Operations & Regional Head of GrabCar.

Prior to joining Grab, Encik Kell Jay led complex customer analytics projects for large multinational clients in his previous stint at Accenture. This experience has proven useful in equipping him with the knowledge and expertise to understand both customers and drivers’ needs in order to enhance the Grab experience.

Encik Kell Jay graduated from the University of Sheffield with an Honours degree in Electronic Engineering.

Muthukrishnan Ramaswami
Non Independent Executive Director

Muthukrishnan Ramaswami

Non Independent Executive Director

Male, Singaporean

Encik Muthukrishnan Ramaswami (“Encik Ramaswami”) was appointed as Non-Independent Executive Director of GX Bank Berhad (formerly known as A5-DB Operations (M) Sdn Bhd) effective from 2 May 2023. He is a member of the Board Risk and Compliance Committee of the Bank.

Encik Ramaswami is currently a Group Chief Executive Officer of GXS Bank Pte. Ltd.

Encik Ramaswami is a Finance, Technology & Operations professional with over 35 years of international experience, including 12 years at Singapore Exchange (SGX), 21 years at Citibank and 3 years at Nestle.

Encik Ramaswami retired as President of Singapore Exchange on 1 October 2019. In various roles at the Singapore Exchange, he had broad responsibilities and helmed Technology, Operations, Product Management and Marketing and International Coverage with responsibility for all regulated subsidiaries of the Exchange.

Encik Ramaswami joined SGX from Citigroup where he held senior positions across Operations, Technology and Transaction Banking in various locations including Mumbai, Singapore, Hong Kong, London and New York.

Encik Ramaswami serves on the Boards of JTC, Jurong Port, National University Health System (NUHS), Synapxe and Temus – all in Singapore. He also previously served on the boards of Singapore’s Accounting and Corporate Regulatory Authority (ACRA), Infocomm Development Authority (IDA) and several of SGX’s subsidiaries including the Energy Market Company.

Encik Ramaswami holds a Master’s Degree in Mathematics (Honours) from Birla Institute of Technology and Sciences, and a Post Graduate Diploma in Management Studies (Masters in Business Administration) from the Indian Institute of Management, Ahmedabad.

Pemimpin Kami

Lai Pei-Si
Chief Executive Officer

Meyakini kehidupan adalah hasil dari apa kita lakukan, selalu begitu, dan akan sentiasa begitu.

"Dengan bank digital ini, saya dapat memimpin sebuah pasukan dari awal, dikelilingi orang-orang yang hebat, memberikan penyelesaian kewangan kepada mereka yang kurang mendapat perkhidmatan untuk Malaysia yang lebih baik."

Fadrizul Hasani
Chief Technology Officer

Jurutera pertama di Grab!

"Saya menyertai bank ini kerana ingin membantu lebih ramai orang seperti Grab yang telah banyak meringankan beban para pemandu, penunggang dan peniaga."

Hildah Hamzah
Chief Of Staff

Di mana semua jam dan jam tangannya sentiasa 10 minit lebih awal.

"Saya mahu mencari jalan yang lebih baik untuk memperkasakan rakyat Malaysia mengubah naratif kehidupan mereka sendiri. Semoga dengan berbuat demikian, masa depan Malaysia juga akan berubah"

Kaushik Chowdhury
Chief Commercial Officer (Retail)

Jatuh cinta dengan nasi Malaysia. Walaupun ia tidak membantu dalam perjuangan sepanjang hayatnya menurunkan berat badan!

"Mencari keseimbangan antara menawarkan kepuasan kepada pengguna dan tetap menjana keuntungan sebagai perniagaan, meyakini tiada apa yang mustahil!"

Prasanna Raghavendra Rao
Chief Commercial Officer (SME)

Di mana senyuman ☺ adalah mata wang kegemarannya.

"Saya menyertai bank digital ini untuk menyumbang secara aktif kepada barisan hadapan revolusi digital dalam kewangan dan membentuk masa depan perbankan moden."

Vincent Mok
Chief Risk Officer

Rakan sekerja OCD kami yang paling boleh dipercayai.

"Sukakan cabaran dalam merintis binaan bank digital pilihan dari awal.”

Caroline Chong
Head of Data

Taksub dengan inovasi baru dan kesaksamaan.

"Saya mahu menjadi sebahagian daripada masa depan perbankan di mana data boleh digunakan untuk mengembangkan peluang yang sama kepada mereka yang kurang dan tidak mendapatkan perkhidmatan."

Calvin Foo
Head of Partnerships

Mengimpikan untuk mengikat rundingan dengan permainan 'Gunting, Kertas, Batu'.

"Perbankan Mesra Pijama. Saya percaya semua orang berhak untuk menguruskan kewangan mereka dalam keselesaan pakaian tidur mereka dan tidak perlu bimbang untuk beratur dan bersesak ketika berurusan dengan bank."

Cian Robert Simmonds
Head of Product & Design

Tak sukakan sut.

"Saya mahu membina bank yang digemari rakyat Malaysia; mudah dikendali, seronok untuk digunakan dan membantu apabila anda memerlukan"

Karina Sivam
Head of Internal Audit

Cili padi tali pinggang hitam. Itulah dia.

“Keinginan saya untuk menjadi sebahagian daripada gelombang besar dalam membentuk semula sektor perbankan, dengan penekanan utama dalam memberdayakan semua rakyat Malaysia di terasnya"

Nadia Farhan Noordin
Head of Compliance

Di mana aiskrim membuatkan dunianya berputar riang dan girang!

"Saya mahukan peluang untuk memulakan sesuatu daripada sekeping kertas kosong, dengan harapan dapat memperkasakan rakyat Malaysia untuk mengambil alih keputusan kewangan mereka."

Sarah Yon
Head of People

Seorang Sabahan yang sukakan alam sekitar, matahari, pasir dan vitamin-laut.

“Cinta untuk rakyat, serta ingin menyediakan peluang inklusif kewangan untuk berkembang maju dalam perniagaan, pendidikan, kerjaya dan keluarga mereka."

Sylvia Liao
Head of Customer Experience

Kaki menari dan sukakan aktiviti luar.

"Suka mencabar diri dengan menyertai bank baharu dan menjadi sebahagian daripada pasukan yang membinanya dari awal dengan kasih sayang serta kerja berpasukan yang hebat."

Yeap Yan Han
Head of Marketing

Menyedari hakikat bahawa dia terlalu pemalu untuk media sosial.

"Menyertai bank digital ini bermakna saya tidak perlu menyembunyikan rasa tidak selamat saya di sebalik terma dan syarat."

Zarina Nadzimuddin
Head of Legal & Secretariat

Berpegang teguh pada 3C seperti bank: Chick flick, chick lit dan coffee.

"Saya menyertai bank ini untuk mengubah proses pemikiran sejak saya berada di bank konvensional. Saya juga mahu menyampaikan mandat buat mereka yang tidak diberikan dan kurang mendapatkan perkhidmatan."

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